Meal Planning Magic

Plan your family meals for the entire week and then make a precise grocery list based on your meal plan. Don’t forget to check your pantry and refrigerator for ingredients you may already have. This not only saves you time but also money by preventing duplicate purchases. Plus, creating a meal plan takes the guesswork out of “What’s for dinner?” and reduces stress during the week.

Freezer Meals

Take meal planning a step further by preparing and freezing extra portions of your favorite dishes. You’ll have a stash of homemade goodness waiting for you, and you won’t need to rely on expensive takeout or last-minute grocery store runs. 

Online Grocery Shopping

Embrace the convenience of online grocery shopping. Browse through virtual aisles, add items to your cart, and have everything delivered to your doorstep. Plus, no more stress overcrowded aisles or finding parking!

Digital Calendar

Ditch the paper planner and go digital. To keep on top of appointments, school activities, and family gatherings, use calendar applications with alerts. Sync your digital calendar across devices for easy access, and share it with your partner or family members to coordinate schedules seamlessly. It’s the modern way to manage your time and reduce scheduling stress.

Family Calendar

Maintain a shared family calendar that everyone in your household can access. Color-code events for different family members and include school schedules, extracurricular activities, and important dates. It’s a collaborative approach to time management that keeps the whole family in sync.

Chore Chart

Get your kids involved in household chores by creating a visually appealing chore chart. Assign age-appropriate tasks and rotate them regularly to instill responsibility. This not only reduces your workload, but also teaches your children vital life skills. Less stress for you, and they learn the importance of pitching in.

DIY Cleaning Products

Save money by making your own cheap and healthy cleaning projects. Simple ingredients like vinegar, baking soda, and essential oils can tackle most cleaning tasks. Plus, DIY cleaners are often gentler on the environment and your family’s health. Reducing your reliance on store-bought cleaners not only cuts costs but also reduces chemical exposure, easing stress about toxins in your home.

Budgeting Apps

Manage your finances like a pro with budgeting apps that track your spending and income. Set up categories, allocate funds, and receive alerts for overspending. By visualizing your financial picture, you can find places where you can save money and dedicate it to your goals. This level of financial organization brings peace of mind, reducing money-related stress.

Couponing

Ready to save a ton of money? Dive into the world of extreme couponing and cashback apps to maximize savings on your purchases. Clip coupons from newspapers, magazines, or online sources, and use cashback apps to get money back on eligible purchases. Less financial strain, more budget flexibility.

Second-Hand Shopping

Embrace the value of thrift stores and online marketplaces for budget-friendly finds. From clothes and toys to furniture and decor, you can often discover gently used items in excellent condition at a fraction of the cost of new ones. 

Batch Cooking

Supercharge your meal prep by cooking large batches of food and freezing individual servings. Having ready-to-heat meals on hand is a game-changer. It minimizes the time spent on daily meal prep and cooking, and you’ll be less tempted to order takeout when you have delicious, homemade options in your freezer. 

Delegate Responsibilities

Recognize that you don’t have to do it all alone. Lean on your partner, older children, or trusted friends and family for help when needed. Delegating tasks like grocery shopping, meal preparation, or childcare not only reduces your workload but also strengthens bonds and fosters teamwork within your family. Sharing responsibilities is a win-win solution that decreases your stress while promoting a sense of togetherness.

Self-Care Routine

Prioritize self-care as an essential part of your daily routine. Carve out some time for yourself to rest and rejuvenate. This can be through meditation, reading, a bath, or any enjoyable pastime. You’ll have more energy and patience to tackle the responsibilities of parenting if you take care of yourself.

Morning Routine

Establish a consistent morning routine for both you and your children. A structured morning sets a positive tone for the day and reduces the chaos of getting everyone ready and out the door. Include tasks like preparing breakfast and laying out clothes the night before to streamline your mornings. A well-organized start reduces stress and sets you up for a productive day.

Online Shopping Alerts

Set up price notifications for your favorite businesses to get the most out of your online shopping. Receive notifications when items you’re interested in go on sale or have price drops. This allows you to snag discounts without constantly monitoring prices, saving both time and money.

DIY Gifts

Tap into your creativity and make personalized gifts for special occasions. Whether it’s homemade candles, hand-painted mugs, or custom photo albums, DIY gifts are thoughtful and cost-effective. Creating one-of-a-kind presents saves money while also adding a personal touch that will be appreciated. It’s a win-win situation for both your wallet and your family.

Car Organization

Keep your car organized with bins, caddies, and seatback organizers to prevent clutter and stress while on the go. Having a designated place for items like snacks, toys, and emergency supplies ensures a smoother car experience. No more digging through piles of stuff or frantic searches for essentials. An organized car is a stress-free car.

Pre-Packaged Snacks

Simplify your snack game by preparing pre-packaged snacks for kids. Use small containers or snack-sized bags to portion out snacks like carrot sticks, pretzels, or fruit. Having these grab-and-go snacks readily available reduces prep time and minimizes the mess associated with snacking. It’s a snack strategy that keeps both your budget and your sanity intact.

Meal Prep Containers

 Invest in a collection of reusable meal prep containers. They are available in a variety of sizes and are ideal for portioning meals, preserving leftovers, and packing lunches. By using these containers, you eliminate the need to search for mismatched lids and containers, streamlining your meal prep and reducing stress. It’s an organizational hack that simplifies your kitchen routine.

Quiet Time

Create a daily ritual of quiet time for your kids. Set aside a specific time each day for reading, drawing, or engaging in other quiet activities. This provides you with a break and gives your children an opportunity to recharge. Quiet time is a valuable part of your daily routine that reduces stress by fostering a peaceful atmosphere at home.

Family Meetings

Hold regular family meetings to discuss schedules, responsibilities, and any concerns. Use this time to address issues, plan outings, and delegate tasks. Effective communication within your family reduces misunderstandings and eases the stress of managing multiple agendas.

Emergency Kit

Keep an emergency kit in your car stocked with essentials like non-perishable snacks, bottled water, first-aid supplies, blankets, and a spare phone charger. Keeping these kinds of items ensures that you are prepared for emergencies such as a traffic jam or a car malfunction. It provides you with peace of mind and lessens the stress of unforeseen incidents while driving.

Subscription Services

Explore subscription services for everyday necessities like diapers, formula, and pet food. Many companies offer subscription options that deliver these items to your doorstep at regular intervals. It can save you money and the trouble of making last-minute store runs. Furthermore, you may customize delivery frequency to meet the requirements of your family, eliminating stress and ensuring you never run out of important supplies.

Parenting Apps

Simplify parenting by using dedicated parenting apps that help you track milestones, schedules, and medical records. These apps can streamline communication with healthcare providers, track your child’s growth, and store important documents in one convenient location. By staying organized digitally, you reduce the stress of managing your child’s healthcare and developmental needs.

Declutter Regularly

Commit to regular decluttering sessions in your home to keep it organized and serene. Sort through your belongings and donate or discard items you no longer need. A clutter-free atmosphere can give you a sense of order, decreasing stress and promoting peace. It also makes finding what you need easier, saving you time and avoiding the annoyance of missing stuff. Decluttering is an ongoing process that enhances your living space and eases daily life.

Hey, being a parent is a superpower in itself.  But there’s no harm in expanding your toolbox! By implementing these super parent hacks into your daily family life, you can reclaim precious time, save some cash, and reduce the stress that comes with the territory of parenting. So, take what you can from these ideas, tailor them to fit your lifestyle, and transform your daily life into a smoother, less stressful adventure. Here’s to all the super moms and dads out there—you’ve got this!

The post Super Parent Hacks to Cut Down on Time, Money, and Stress appeared first on The Branded Daily Digest.

Set Achievable Short and Long-Term Goals

Back-to-school season is an excellent opportunity to consider your aspirations. It is an excellent time to reflect on your life and determine what you want to accomplish right away and in the long run. Setting achievable goals is an excellent approach to keeping motivated and focused on what is essential in life. 

Spend some time to write out your ideas and consider what you want to accomplish. Make separate lists for short-term and long-term goals. Here is an example:

Short-Term Goals

• Empty, clean, and organize the shed
• Clean out bedroom closets
• Start a side hustle
• Finish reading that novel you like
• Start meal-planning
• Write a budget
• Knit a sweater
• Build a raised bed garden

Long-Term Goals

• Develop a new skill
• Learn a new language
• Get an online certification
• Write a novel
• Train for and complete a marathon race
• Loose or gain a set amount of weight

Develop A Plan Of Action

Once you have determined your short and long-term goals, it’s time to develop a plan of action. Create a calendar and break your goals down into smaller segments with timeframes. This will be critical in keeping you on track. Planning and setting realistic expectations can also ensure that you don’t get overwhelmed or lost in the chaos of everyday life. 

Prioritize Daily Tasks

As a parent, it is vital to prioritize duties and concentrate on what is most important to you and your family. By creating a list of the tasks and prioritizing them, it will be much easier for you to stay organized and on top of things. Start by putting a paper (or marketboard) on your refrigerator so that you see it often. Write the most important daily tasks on it with a bold marker. This may include things like washing the dishes and making up the beds but be sure to include time for yourself as well. An hour of reading or a relaxing bath are examples of wellness priorities. And remember to align and prioritize your daily tasks with your short and long-term goals.

Make Time For Yourself

One of the most important tasks for the stay-at-home parent, once the back-to-school season starts, is to make time for yourself. Of course, your children are always your priority, but it’s also essential to carve out some time in the day for yourself. And now that they are at school for the day, you can! Whether that’s reading a book, exercising, taking a hot bath, or simply taking a break from your routine, taking time for yourself will help to recharge your energies and keep you from feeling overwhelmed or exhausted. It will also give you something to look forward to every day, helping your mood from the moment you wake up.

Eat Well

During the summer, parents focus on what the kids like to eat and what keeps them healthy, often neglecting their own tastes. Once the kids go back to school, you only have to feed yourself. Eating food that you enjoy and catering to your health is an awesome part of the back-to-school season. Seize the day by grilling that 8oz ribeye for one or creating a salad with the things that you love. Eating well is key to self-nurturing, so make it a priority.

Get Out of The House

Kids aren’t the only ones who need to get out and see the world. Stay-at-home parents need to get out of the house too. Staying at home all day can lead to feelings of isolation and loneliness, which can negatively impact mental health. Getting out of the house can help parents feel more connected to the world around them and provide opportunities for social interaction. It can give you exercise, sunlight, and fresh air which are vital for physical health. Even if it’s just a short walk around the neighborhood or sitting under a tree to read, just make sure to get out of the house often.

Let Go

Letting go is vital to the stay-at-home parent’s health and happiness. It’s understandable that, as a parent, you want to be there for your children every step of the way. However, sometimes you just have to take a step back and let them figure things out for themselves. Learning to let go is a vital part of the back-to-school season because it can help your child gain the confidence and independence they need to succeed. And it can give you the freedom to take care of yourself. When Mom and Dad are happy, everyone is happy.

Get a Side Hustle

Now that you have that extra time, why not turn it into a little extra cash? From selling printables on Etsy to furniture flipping, there are plenty of ways to get a side hustle and work from home while the kids are in school. For some great ideas, check out our article on the best side hustles.

One of the easiest ways to make some extra cash during your day is by taking online paid surveys for money. All you need is your smartphone, tablet, laptop, or computer. Just sign up for free and offer your genuine views and ideas on various companies, services, and products. You can get paid in cash or rewards such as Amazon and Walmart gift cards and the payout is typically very fast.

Branded Surveys is by far the best online paid survey website there is. They collaborate with some of the most prestigious and significant research businesses. Trustpilot has almost 76,000 favorable evaluations for Branded, with an aggregate rating of “excellent.” They pay out frequently and have a high survey availability rate. Taking online paid surveys for money for Branded is a great way to seize the day as a stay-at-home parent.

Conclusion

Back-to-school is an exciting time for both parents and children. It can be a time of great transition and change for stay-at-home parents. With these simple tips and tricks, it is possible to make the most of the back-to-school season and seize the day. So, take the time to set achievable goals, develop a plan of action, prioritize tasks, make some time for yourself, eat well, get out of the house, and let go. With these steps, you can make the most of the back-to-school season and enjoy the ride. And with side hustles like taking online paid surveys, you could make a little extra money too.

The post Back To School: Seizing the Day as a Stay-at-Home Parent  appeared first on The Branded Daily Digest.

From painting to making no-sew sock sharks, we’ve got 10 awesome and easy DIY art projects for kids that will show them how fun it is to craft at home. So keep them busy this weekend with some of these fun art projects for kids. Bust out the paint sets, and let the creativity begin!

Why Art Projects Are Awesome

We’re sure that any parent already knows how vital creativity is for inspiring kids to use their brains in a good way. Art projects keep kids active, encourage their artistic growth, and let them have some good, clean fun. 

When a child creates artwork, it stimulates physical activity, giving their active bodies much-needed exercise. It also fires up their imagination, allowing them to explore ideas, create stories, and exercise problem-solving techniques.

Art activities also help children find a balance between playtime and ‘normal’ everyday tasks. Completing projects can provide a child with a sense of accomplishment when they know they’ve done something right.

Last but not least, participating in weekend art projects as a family is a great way to bond. It can bring everyone together to join in laughter, smiles, and comradery.

10 DIY Weekend Art Projects for Kids

No-Sew Sock Puppets

Everyone loves a sock monkey…or puppet. Craft up a cute soft puppet in less than an hour. Simply choose a sock and slide it onto your hand, with the heel resting on your wrist. Secure the toe area with a rubber band, creating the puppet’s head. Embellish with googly eyes, felt, and yarn for features. For a mouth, cut a small slit and attach a felt tongue. Let the creativity flow as you transform socks into delightful characters, perfect for hours of imaginative play.

Rock Daisy Jewelry

Create cheerful daisy jewelry for you and your little ones with a few rocks and paint. First, find some smooth, flat stones. Paint the center of each stone yellow and let it dry. Add white petals around the yellow center. Once dry, seal with clear varnish. Glue small, flat metal pieces to the back for durability and to attach a necklace chain or earring hook. Express your natural style with these charming rock daisy accessories, a fusion of nature and fashion.

Gravestone Rubbings

It’s not as scary as it sounds. It’s a traditional and fun activity around the world! Place thin paper over a gravestone. Gently rub a dark crayon or charcoal sideways to capture details. Avoid causing damage and respect the site. Back at home, trim and mount the rubbing. It’s a meaningful way to preserve historical markers and study intricate designs while paying homage to the past.

Homemade Slime

Kids love gooey things, and making them can be just as fun. In a bowl, mix half a cup of glue and a few drops of food coloring. Stir in ¼ cup of water. Slowly add half of a cup of liquid starch while stirring until slime forms. Knead it with your hands until smooth. Adjust consistency with more starch if needed. Store in an airtight container for hours of squishy entertainment. Remember, adult supervision is advised.

Origami 

Sit around the table together and enjoy the calming activity that is origami. Start with a square paper. Fold it in half diagonally both ways, then unfold. Fold corners to meet the center, forming a smaller square. Flip and fold edges to the center, creating a triangle. Fold the triangle in half, then form a diamond by bringing corners to the top. Open one flap and squash down into a square. Fold down the top triangle. Finally, shape and refine your origami masterpiece. You can find thousands of other origami designs and instructions online.

Carnation Hearts

An oldie but a goody, introduce your kids to the classic carnation art. Draw or print a heart template. Cut out multiple paper hearts. Gently fold each heart in half without creasing. Glue the folded hearts around another heart’s outline, creating layers like petals. Attach a button or bead at the center. Adjust and overlap as desired. Hang your dimensional carnation heart creation as a lovely decoration, perfect for celebrating love and beauty.

Nature Collage Canvas

Venture outdoors to collect leaves, flowers, and twigs, then create a stunning collage on a canvas using these natural treasures. Gather a variety of natural elements like leaves, flowers, and twigs from outside. Prepare a canvas and acrylic paint if desired. Arrange the collected items on the canvas to create a pleasing composition. Once satisfied, apply a thin layer of glue to the back of each element and press it onto the canvas. Let it dry. Consider adding painted details or a background to enhance the collage. Display your masterpiece proudly, capturing the beauty of the outdoors and your artistic flair in a unique and captivating way.

Rock Painting

Embark on a rock-painting escapade, decorating smooth stones with colorful designs, patterns, and even inspirational messages. Select smooth, clean rocks. Wash and dry them. Use acrylic paints and brushes to create your designs. Start with a base coat and let it dry. Add details, patterns, or even miniature scenes. Once dry, apply a coat of sealant to protect your artwork. Get creative and let your imagination run wild, transforming ordinary rocks into vibrant and decorative pieces to display in gardens, on shelves, or as thoughtful gifts.

Classic Canvas Painting

One of the best ways to let your kids show their creativity is through painting. Lay out these materials: canvas, acrylic paints, brushes, water cups, and paper towels. Pick a subject or let your imagination flow. Start with a light background layer. Build layers with bigger brushes, adding details with smaller ones. Experiment with colors, shapes, and textures. Let dry and proudly display your masterpiece. Encourage creativity and fun while painting!

T-shirt Painting

Let your kids personalize plain t-shirts with fabric paints or markers, showcasing their individual style and wearable art. Prepare a plain cotton shirt, fabric paints, brushes, stencils (optional), and a palette. Insert cardboard inside the shirt to prevent bleed-through. Choose a design or sketch directly on the fabric. Apply fabric paint using brushes or stencils. Blend colors and add details. Let the paint dry as per instructions. Heat-set the paint to make it permanent, either by ironing or placing the shirt in a dryer. Enjoy wearing your personalized masterpiece, a wearable canvas that reflects your creativity and style. Wash and care according to paint instructions to preserve your artwork.

Conclusion

We hope that these simple art projects inspire you and give you some ideas on how to transform dull weekends into exciting and productive crafting times. So, check your storage sheds for any old supplies you may have lying around the house. You’ll be able to get the kids’ creative juices flowing in no time, and you may help spark a whole new passion of their own. Happy weekend crafting!

The post Frugal DIY Ideas for Kids: Weekend Art Projects appeared first on The Branded Daily Digest.

Plan The Lunches

Meal planning school lunches not only saves time and money but also promotes healthier eating habits. By planning your kid’s lunches, you take the stress out of finding something to fill their lunchboxes the morning of. It also makes shopping easier and helps you avoid impulse purchases – buy only what’s on your meal list.

Start by brainstorming a list of foods that your child enjoys and that are nutritious. Aim for a balance of protein, whole grains, fruits, vegetables, and dairy or dairy alternatives. Think of creative combinations that will keep your child interested. We will give you some recipes and ideas later in this article. Use a marker board or notebook to plan out packable lunches for the next week.

Plan for variety. Children can quickly get bored with the same lunch every day. Introduce different textures, colors, and flavors to keep their interest piqued. Alternate between sandwiches, wraps, salads, pasta dishes, and finger foods like cut-up veggies and fruits.

Prep in advance. Dedicate some time on weekends to wash, chop, and portion out fruits and veggies. Prepare individual servings of snacks like trail mix or hummus. Having these items readily available makes assembling lunches a breeze during busy mornings.

Involve your child. Ask them for input on what they’d like to eat. When kids have a say in their meals, they’re more likely to eat them. You can also let them help with age-appropriate tasks like packing snacks or putting items into containers.

Get Reusable Containers

You can save a good amount of money when packing your kids’ lunches by using reusable containers. Say goodbye to disposable sandwich bags and invest in reusable lunch boxes and water bottles. Not only will this save you money in the long run, but it helps to reduce waste and benefit the environment too! Make sure to look for durable and easy-to-clean containers that can withstand the wear and tear of school life.

Pack Water, Not Juice

Choosing to pack water in your kids’ school lunches is a smart move that benefits both your wallet and their health. Here’s why:

First, water is a pocket-friendly option. It costs less than buying juice boxes or other fancy drinks, so it’s kinder to your budget. No need to spend extra money on sugary drinks when water is easy on your wallet.

Second, water is a healthier choice. Unlike juices that are loaded with sugars and stuff that’s not great for your body, water is pure and simple. It doesn’t have any calories, sugars, or things you don’t need. By skipping the sugary stuff, you’re helping your body stay away from extra calories and problems like tooth issues and gaining too much weight.

Remember, staying hydrated is super important. Water helps our brains work better, keeps energy up, and helps your kids concentrate in class. While juices might have some vitamins, they often miss out on the good stuff like fiber that they get from real fruits. Water does the job of keeping your kids hydrated without giving them extra sugars.

Do It Yourself

While pre-packaged foods seem like the easier route, they are much more expensive and a lot less healthy. When it comes to packing your kid’s school lunches on a budget, opt for doing it yourself. Here is why the hands-on approach wins:

• Creating your own meals gives you more influence over the nutritional aspects. It allows you the freedom to choose fresh and nourishing ingredients, steering clear of the extra additives, high sugar levels, and excessive sodium commonly found in ready-made options. As a result, your child can enjoy a more healthful and well-rounded meal.
• The DIY route enhances variety and taste. Customizing sandwiches, wraps, salads, and snacks to suit your child’s preferences fosters a more engaging and enjoyable eating experience. In contrast, pre-packaged options can become monotonous and lack the diversity needed to keep your child excited about their meals.
• Opting for DIY meals over prepackaged options will save you some moola. Purchasing ingredients in bulk, for example, allows for reduced per-serving expenses. Homemade meals also minimize expenses associated with branding and packaging. And by preparing meals at home, parents can control portion sizes, minimizing waste. 
• Making school lunches at home can help engage your children. Crafting their own school lunches fosters a sense of participation and responsibility. From choosing ingredients to assembling meals, they develop essential life skills and a connection to their food. 

Budget Foods Kids Will Love

Packing your kids’ lunches on a budget doesn’t have to be overwhelming or dull. With a little planning, creativity, and a focus on nutritious options, you can easily create delicious and cost-effective meals for your children. By meal planning, opting for homemade snacks, using reusable containers, choosing water over juice, finding budget-friendly alternatives, and embracing meal prepping, you can ensure that your kids’ lunches are both economical and enjoyable. And yes, you can still feed picky kids on a budget. Before we close, here are some great ideas for budget food kids will love:

Cheesy Veggie Quesadilla

Create a budget-friendly and tasty lunch by making a cheesy veggie quesadilla. Spread a tortilla with a thin layer of refried beans, sprinkle shredded cheddar cheese, and add cooked and chopped mixed veggies like bell peppers and corn. Fold the tortilla in half and cook in a non-stick pan until golden and the cheese melts. Cut into wedges, cool, and pack with a small container of salsa or Greek yogurt for dipping. This protein-packed option provides fiber and vitamins for a balanced school lunch.

Peanut Butter Banana Roll-Ups

Craft a delightful and affordable lunch with peanut butter banana roll-ups. Spread a whole wheat tortilla with natural peanut butter, place a peeled banana on one end, and roll it up tightly. Slice the roll into bite-sized pieces for easy eating. Pair it with a handful of baby carrots or cucumber slices and a few whole-grain crackers. This combination offers protein, healthy fats, and essential nutrients to keep your child energized throughout the school day.

Chickpea Salad Pita Pocket

Whip up a nutritious chickpea salad pita pocket for a budget-friendly lunch option. In a bowl, mix drained and rinsed chickpeas with diced cucumber, cherry tomatoes, chopped parsley, a drizzle of olive oil, lemon juice, and a pinch of salt and pepper. Fill a whole wheat pita pocket with the chickpea salad and a handful of spinach leaves. Add a side of apple slices or a small orange for a refreshing touch. Packed with fiber, vitamins, and plant-based protein, this lunch is both economical and wholesome.

The post Back to School: How To Pack Your Kids’ Lunches on a Budget appeared first on The Branded Daily Digest.

Financial literacy for kids doesn’t have to be difficult. In this article, we will break it down into six major topics and give you fun ways to teach them to your kids.

1. Earning Money

Teaching your kids about the value of money should start with how it’s earned. Kids need to know that money is earned through work and that it is a limited resource. By giving them a basic understanding of how money is earned and its value, we can start to teach them the importance of budgeting and saving.

Allowances are tried-and-true ways to teach your kids the concept of money. Instead of giving children money without any effort, consider introducing a weekly or monthly allowance that is tied to completing chores or tasks. Make a list of tasks they can do around the house. These can include cleaning their room, setting the table, watering plants, or anything that works for your household. Then, assign a certain monetary value to each task. By completing the task and then getting paid for it, they will understand that money is earned through work and effort.

2. Budgeting

Now that your kids have a way to earn money and they understand that it isn’t free, they need to learn how to budget it. By creating a budget, kids can see how much money they have coming in and going out and make decisions accordingly. This teaches them the value of prioritizing needs over wants and making wise financial choices. Teaching children to budget will also help them learn to save money for the future instead of spending it all right away.

Board games are an excellent way to get your kids involved and teach them about budgeting in a fun way. Here are three popular board games that involve budgeting:

Pay Day: This classic board game provides opportunities for players to manage their money strategically. Throughout the game, players receive income, pay bills, and encounter unexpected expenses, encouraging them to make wise financial decisions.

The Game of Life Junior: This version of The Game of Life is designed for younger players aged 5 and up. While it’s more about life choices in general, it does involve managing money, making decisions about spending and saving, and dealing with unexpected events. It can introduce basic financial concepts to younger kids in a fun and age-appropriate way.

Monopoly: Monopoly teaches kids about budgeting as they manage money, make strategic decisions, and negotiate transactions during gameplay. They learn the value of budgeting, saving, and making wise investments to achieve their goals, while also experiencing the consequences of overspending and financial mismanagement. There are many versions of Monopoly, including those for kids.

3. Needs Versus Wants

Kids who know the difference between needs and wants will be better at budgeting. By distinguishing the two, children can develop a sense of responsibility and make good decisions about their spending habits. Teaching kids to differentiate between needs and wants also helps them understand the value of money and avoid unnecessary purchases.

The best way to show your kids the difference between needs and wants is by identifying each regularly. Make it a habit to identify household objects as needs or wants out loud. Another way to instill this concept is with a game. Prepare a collection of pictures or actual objects representing various items. Have your kids sort them into two categories: “Needs” and “Wants.” You can make this into a fun race to see who can sort the items correctly first.

4. Saving

Saving money is another vital aspect of financial literacy. Encouraging kids to save a portion of their earnings teaches them the importance of delayed gratification and the benefits of setting financial goals. Whether it’s saving up for a toy, a bike, or even a college education, the concept of saving enables children to understand the value of long-term planning and making choices for the future.

Give your kids a physical savings jar or piggy bank where they can deposit their money. Using a tangible container allows them to see their savings grow, which can be very satisfying and encouraging. Consider using transparent jars or piggy banks so they can watch the money accumulate. Label the jar with their savings goal, and whenever they receive money from allowances, gifts, or doing chores, encourage them to put a portion of it into the savings jar. Make sure that their budget has “savings” included.

5. Interest

Another crucial aspect of financial literacy for kids is teaching them about the power of interest. Explaining to children that when they save money, it can grow over time through interest can be eye-opening. By demonstrating how compound interest works, children understand that the earlier they start saving, the more their money can grow in the long run.

To incentivize saving, consider offering a savings match. For every dollar your child saves, you could match a percentage of it. For instance, if they save $5, you could match it with an additional $1 or $2. This not only adds to their savings but also teaches them about the benefits of saving and the power of compound interest. Make sure to set clear rules and limitations for the savings match. This way, they learn to prioritize their goals and understand that they can’t spend everything they have.

6. Donating

Teaching kids to donate money is a crucial lesson that instills empathy, compassion, and a sense of social responsibility from a young age. By encouraging children to donate, they learn that their actions can make a positive impact on others and the world around them. Donating money also teaches kids financial stewardship and the value of sharing resources. They understand that money can be a tool for bringing about positive change and that they can play an active role in making a difference.

A fun and interactive way to show kids the importance of donating money is by creating a “Giving Jar.” Decorate a jar or container with your child, and designate it as the Giving Jar. Allow your kids to choose a charity or cause. Then, encourage them to contribute a portion of their allowance regularly to this jar. Like savings, you can have your kids add “donations” to their budget. To make it more exciting, you can match their contributions with a small amount from your side.

Closing Thoughts

Teaching children the value of money through financial literacy is an essential aspect of their education. By teaching them about earning, budgeting, saving, donating, and the difference between needs and wants, we are equipping them with the tools they need for a secure and successful future. By starting early and using practical and fun activities, we can help children develop lifelong skills that will empower them to manage their money responsibly and have financial happiness.

The post Financial Literacy for Kids: Teaching Children the Value of Money appeared first on The Branded Daily Digest.

#1 – Give Your Kids Your Time; It’s Free!

If you’ve got smaller kids, they want one thing more than anything else; that’s you! Giving your kids your undivided attention and fully focusing on them is the best way to make it a great summer for your kids, and it’s free! Here are some great ways to give your kids your time:

Put down your phone: In today’s digital world, it’s too easy to get stuck looking at our screens. Sure, we may be physically present with our kids, but if we are focusing on our phones, we aren’t fully there. By simply putting down your phone, you may immediately notice a change in the happiness and behavior of your child. So go ahead and leave your screen in the other room. 

Schedule Quality Time: Set aside specific blocks of time each summer day that are solely dedicated to spending quality time with your children. During this time, eliminate distractions like phones or work and focus solely on engaging with your kids. Play games, read together, or simply have meaningful conversations. This undivided attention will make them feel valued and loved.

Active Listening: Practice active listening when your children are talking to you. Maintain eye contact, nod, and respond attentively to show that you are fully present and interested in what they have to say. Avoid interrupting or multitasking during these conversations, as it can make them feel unimportant or unheard.

Engage in Their Interests: Take the time to learn about your children’s hobbies and interests and actively participate in them. Whether it’s playing a sport, painting, or playing video games, show genuine interest and involvement. By joining them in their activities, you not only give them your attention but also strengthen your bond through shared experiences.

#2 – Save on Summer Meals

During the school year, most schools serve breakfast and lunch, but in the summer, that’s on you, the parent. To make it a great summer, you want your kids to eat nutritious and tasty meals but don’t want to break the bank. So here are some great ways to save on summer meals for your kids:

Plan Meals and Make a Grocery List: Take some time each week to plan out meals for the upcoming days. This will help you avoid impulsive grocery shopping and ensure you have the necessary ingredients on hand. Make a grocery list based on your meal plan and stick to it while shopping to avoid unnecessary purchases. If your kids love grocery store trips, make an adventure out of it and ask them to remember certain items on the list. If they aren’t the shopping kind, then place your order online and pick it up.

Cook in Bulk and Freeze: Prepare large batches of meals and snacks that can be frozen and used throughout the week. This reduces the need for expensive pre-packaged convenience foods. Consider making big pots of soups, stews, or casseroles that can be portioned and frozen for quick and easy meals.

Embrace Seasonal and Local Produce: Take advantage of the summer season by incorporating more fruits and vegetables into your children’s meals. Visit local farmer’s markets or look for deals at grocery stores to find fresh, affordable produce. You can also involve your kids in the process by taking them to pick their own fruits at local orchards or farms.

Pack Snacks: Instead of relying on costly pre-packaged snacks, opt for homemade options. Cut up fresh fruits and vegetables, make your own granola bars, or bake cookies together. Pack these snacks in reusable containers and bring them along for outings or picnics, saving money on expensive convenience snacks while enjoying quality time outdoors. Homemade popsicles are also an awesome summer hack.

Involve Kids in Meal Preparation: Engage your children in the kitchen by involving them in meal preparation. Not only does this foster their interest in food and cooking, but it also saves you time and money. They can help with simple tasks like washing produce, mixing ingredients, or setting the table, making them feel more connected to the meal, and is a great way for you to give them more of your time.

#3 – Make Each Day an Adventure

Most kids get bored easily, and hanging around the house all day during the summer is no fun. To make it a great summer for your kids, make each day an adventure. Plan an outing for each weekday. For example, Tuesday can be library day, while Fridays are reserved for hiking the local park trail. This will give your kids something to look forward to and will save you from spending impulsively on unplanned adventures. Here are some awesome summer adventure ideas that won’t break the bank:

Local Parks: Explore nearby parks that offer playgrounds, walking trails, and open spaces for picnics and games. It’s a great way for kids to burn off energy and enjoy the outdoors.

Library Visits: Take your children to the local library, where they can participate in storytelling sessions, borrow books, and engage in various educational activities or summer reading programs.

Nature Walks: Go on nature walks or hikes in nearby forests, nature reserves, or even urban parks with designated trails. Encourage your kids to observe plants, insects, and birds along the way.

Beach Trips: If you live near a beach, spend a day enjoying the sun, sand, and waves. Pack a picnic, build sandcastles, and go for a swim. If you don’t live near the ocean or a big lake, you can hang out on the river or at the nearest pond. 

Visit Local Museums: Many museums have free admission days or special programs for children during the summer. Check out the art, science, history, or children’s museums in your area for educational and interactive experiences.

Bike Rides: Take your kids on bike rides around your neighborhood or explore local bike paths and trails. It’s a fun and healthy way to discover new areas and enjoy the outdoors.

Gardening: You don’t have to leave your yard to have an adventurous outing. Getting your kids involved in gardening is a fantastic way to make for a great summer. Let them choose an easy vegetable to grow, help mow the lawn, water flowers, or do any kind of lawn and garden work.

Making it a great summer for your kids without breaking the bank is not only feasible but also rewarding. By giving your kids your undivided attention, saving on meals by cooking at home, and going on daily outings to nearby parks or museums, you can create lasting memories and provide enriching experiences for your children. With a little planning and creativity, you can ensure that this summer is truly special for your kids without putting a strain on your budget.

The post How To Make it A Great Summer for Your Kids Without Breaking the Bank appeared first on The Branded Daily Digest.

Picnics truly are the perfect way to spend time with family and friends. We can create meaningful moments and memories that will last long after the food is finished. Ah, the food! Outdoor dining is a great way to be creative with food. And when you add food with a good time and good people, you have an awesome picnic.

How To Make Your Picnic Affordable

Alright, so picnics are awesome. But how do you make them awesome and delicious without blowing your budget and breaking the bank? Picnicking on a budget doesn’t have to be awful. You can easily make your picnic affordable without sacrificing flavor and fun. These tips will help you save money while still having a delicious and memorable picnic:

Choose a budget-friendly location: Look for free or low-cost picnic spots such as local parks, beaches, or even your backyard.

Make homemade snacks: Instead of buying pre-packaged snacks, prepare your own sandwiches, wraps, salads, or finger foods. It’s not only more affordable but also allows you to customize the menu to your liking.

Opt for seasonal and local produce: Hit the farmers’ market. The farmers market is a great way to get creative with your dining menu and save money at the same time. Fresh, locally sourced produce is generally cheaper than buying from a regular grocery store and can be much more nutritious. 

Plan ahead and shop smart: Impulse picnics are expensive, so rather than flying by the seat of your pants, plan ahead! Make a shopping list and stick to it to avoid impulse purchases. Look for sales, discounts, or coupons on picnic essentials like drinks, snacks, and disposable utensils. There are lots of ways to get cheap or even free food!

Bring refillable water bottles: Rather than buying bottled drinks, carry refillable water bottles to stay hydrated. You can also make your own infused water with fruits or herbs for a refreshing twist

Use reusable containers and cutlery: Reduce waste and expenses by packing your picnic in reusable containers and bringing your own cutlery. This way, you won’t have to purchase disposable items. Not only will you save money in the long run, but it’s also much better for the environment. 

Plan for leftovers: Pack reusable containers to store any leftovers from the picnic. This way, you can make the most of your ingredients and have additional meals or snacks without wasting food.

Creative Ideas for Affordable Outdoor Dining

When we think of a picnic, we picture a red houndstooth throw and a woven basket. But real-life picnicking usually doesn’t look like ants carrying your grapes away. In fact, even backyard barbecues are a way to picnic. There are many creative ideas for affordable outdoor dining to make your picnicking experience special and memorable. 

Take Picnic Hikes

Instead of the traditional picnic setup, try going on a picnic hike. Pack a light meal meant for snacking and trek to a beautiful picnic spot. 

Host a BYOB picnic

If you don’t feel like cooking for your picnic, consider hosting a bring-your-own-beverage picnic. Ask everyone to bring their favorite beverage and potluck the food!

Utilize your pantry

Instead of buying lots of food that might go bad, try digging through your pantry to find inspiration. Leftovers, dry beans and pasta, bread, crackers, and canned veggies are suitable for any picnic. 

Backyard camping

Set up a cozy camping spot in your backyard and enjoy a picnic-style dinner under the stars.

Farmer’s market feast

Visit a local farmer’s market and gather fresh, affordable ingredients to create a farm-to-table dining experience.

Outdoor movie night

Set up a projector and screen in your backyard and enjoy a movie while dining on homemade popcorn, snacks, and drinks.

Beach BBQ

Take advantage of public grilling areas at the beach and enjoy a barbecue with friends or family, complete with beach activities.

Sunset picnic

Pack a simple dinner and head to a scenic spot to enjoy a beautiful sunset while dining al fresco.

Outdoor brunch

Host a budget-friendly brunch in a park or garden, featuring homemade pastries, fruits, and refreshing beverages. Just a hint – mimosas are affordable and always a brunch favorite.

Global cuisine night

Explore different international cuisines by selecting a few dishes from various cultures and enjoying a multicultural outdoor feast.

Garden tea party

Set up a charming outdoor tea party with homemade tea sandwiches, scones, and an assortment of teas. You can take it a step further and have your guests dress up for the occasion.

Food and hiking adventure

Plan a hiking trip to a nearby trail and pack a nutritious and budget-friendly meal to enjoy at a picturesque spot along the way.

DIY sushi bar

Gather friends or family for a DIY sushi bar, where everyone can learn to roll their own sushi rolls with affordable ingredients.

Outdoor wine and cheese tasting

Create a delightful spread of affordable cheeses, bread, and fruits to pair with a selection of budget-friendly wines.

DIY taco bar

Tacos are an excellent affordable meal, and they only require a few ingredients. Set up a taco bar with various fillings, toppings, and salsas, allowing everyone to customize their own tasty tacos. 

Garden-to-table dinner

If you have a garden, plan a dinner using food you grow yourself. Incorporate herbs and vegetables into your dishes. Everyone loves a salad.

Family-style picnic

Why not go with the classic basket picnic? Arrange a family-style picnic with large platters of affordable, shareable dishes that everyone can dig into and enjoy together.

Use your grill

Cooking outside somehow seems to taste better. Use your grill or fireplace to cook up some hamburger patties or hotdogs and have an affordable but awesome picnic close to home.

Closing Thoughts on Picnic Perfection on a Budget

Outdoor dining is awesome. And remember, it’s not always about how much money you spend. A little bit of creativity can go a long way! By sourcing fresh and local produce from the farmers’ market, using herbs and vegetables from your own garden, and avoiding disposables, you can create an outdoor dining experience that is affordable, fun, and eco-friendly. 

Before we close, here is a creative and affordable idea for a picnic meal that anyone will enjoy:

Mediterranean Picnic:

Colorful Salad

Prepare a flavorful Mediterranean salad by combining cooked couscous, diced cucumber, cherry tomatoes, chopped red onion, sliced olives, and crumbled feta cheese. 

Drizzle with a mixture of lemon juice, olive oil, minced garlic, oregano, salt, and pepper. Toss gently to combine. Grill seasoned chicken breasts until cooked through and slice into strips. Pack the salad in a container, placing the chicken on top. 

Hummus Sandwiches

Assemble sandwiches by spreading hummus on crusty bread, layering with grilled vegetables, and adding a sprinkle of fresh basil leaves. 

A Light and Healthy Dessert

For a sweet treat, pack individual servings of mixed berries and mini lemon tarts. 

Enjoy your picnic feast!

The post Picnic Perfection on a Budget: Creative Ideas for Affordable Outdoor Dining appeared first on The Branded Daily Digest.

When it comes down to it, though, you can enjoy many activities and events for free. There are countless ways to have a great time without spending a dime, from exploring your local parks and museums to taking up a new hobby or attending free concerts. And it feels great to be guilt-free knowing you didn’t spend money you should not have. It doesn’t matter where you live, either. Whether you are in a big city or live in the country, breaking the bank isn’t necessary to have fun.

Our parents and grandparents rarely spent money on entertainment. And when they did, it was a really big deal. Go ahead and ask them what they used to do for fun. You’ll get some interesting answers, and you’ll gain a wealth of information about your heritage and your ancestors. 

We’ve compiled a list of 75 free fun things to do to help you get in the groove of enjoying yourself without paying the price, literally. So get ready to explore, learn, and have fun for free!

75 Free and Fun Activities

1. 1. Take a walk in a local park or trail.
   2. Write a poem or short story about something that inspires you.
   3. Learn a new language using free online resources.
   4. Volunteer at a local charity or nonprofit organization.
   5. Get into a really good book.
   6. Create a vision board to help visualize your goals and dreams.
   7. Attend a free community event or festival.
   8. Explore a nearby hiking trail or nature reserve.
   9. Meditate or practice yoga with a YouTube video.
   10. Join a book club to find new books and make friends.
   11. Listen to a new podcast or audiobook.
   12. Take a free online course to learn a new skill or subject.
   13. Watch a classic movie for the first time.
   14. Start a journal to reflect on your thoughts and feelings.
   15. Draw or paint a picture using free online tutorials.
   16. Attend a free concert or music festival.
   17. Write a letter to a family member you don’t stay in touch with.
   18. Have a picnic in a local park or beach.
   19. Practice mindfulness and gratitude to improve your mental health.
   20. Attend a free workshop or seminar on a foreign topic.
   21. Learn a new instrument using free online tutorials.
   22. Do a DIY project using materials you already have at home.
   23. Have a family night with board card games.
   24. Take a free online fitness class or follow a workout video.
   25. Watch a documentary on a topic that interests you.
   26. Visit a local brewery for a free tour.
   27. Have a movie marathon with friends or family.
   28. Write a short story or script and act it out with friends or family.
   29. Attend a free outdoor movie screening.
   30. Go stargazing on a clear night.
   31. Have a game night with friends or family.
   32. Take a free online photography course and practice your skills.
   33. Have a karaoke night with friends or family.
   34. Research your family history using free online tools.
   35. Attend a free community fitness class or group exercise session.
   36. Do a puzzle or brain teaser to exercise your mind.
   37. Create a gratitude list to focus on the positive aspects of life.
   38. Have a DIY spa day with homemade face masks and other treatments.
   39. Visit a nearby historical site or landmark to learn local history.
   40. Host a potluck dinner with friends or family.
   41. Take a free online writing course to improve your skills.
   42. Go for a walk or run to stay active.
   43. Have a picnic in your own backyard.
   44. Watch a play or theater performance online.
   45. Go on a bike ride in your local area.
   46. Learn how to do calligraphy using free online resources.
   47. Visit a nearby animal sanctuary or free zoo.
   48. Learn how to sew or mend clothes using free online tutorials.
   49. Attend a free lecture or seminar on something you want to learn about.
   50. Take a free online course on personal finance or investing.
   51. Play frisbee in the park
   52. Have a bonfire and roast marshmallows
   53. Visit a botanical garden or park
   54. Go on a scavenger hunt with friends
   55. Volunteer at a local organization
   56. Have a dance party at home
   57. Visit a local brewery for a free tour
   58. Have a photo shoot with friends or family
   59. Go for a swim in a public pool or lake
   60. Have a craft day at home
   61. Get up early and go outdoors to watch the sunrise.
   62. Visit the local library and grab some books.
   63. Take a walk through a cemetery and do grave rubbings.
   64. Create art with found objects in nature.
   65. Attend a free lecture or workshop at a local college or library.
   66. Fly a homemade kite on a windy day.
   67. Explore a new part of your city or a new neighborhood.
   68. Visit your town’s visitor center and learn the area’s history.
   69. Take the kids to the playground and enjoy the outdoors.
   70. Attend a little league ball game.
   71. Make a scrapbook with stuff from around the house.
   72. Make a time capsule and bury it in the yard.
   73. Rearrange your furniture to make your home feel new again.
   74. Bake something from scratch in your kitchen.

Take Paid Online Surveys

Some free fun activities not only save you money, but they can actually make money for you too. An excellent example of this is taking online paid surveys for cash. You can take surveys online right from your phone or computer. Signing up only takes a few minutes, and you have a free fun thing to do that rewards more than a good time. 

With online surveys, you get to share your opinion about the products and services you use every day. And each survey you complete will earn you between $0.40 to $3.00. Then, you can cash out your rewards through Paypal. 

You can even take surveys and earn free gift cards to your favorite restaurants and movie theaters. Remember to choose a reputable survey site, and you’ll be on your way to taking surveys for money in no time. 

Closing Thoughts

Boredom is sometimes a good thing. It can force you to get creative and come up with all kinds of new and exciting activities. 

While 75 free fun things to do seems like a long list of ideas, it’s just a start. You can easily integrate some of these ideas into your life and have fun without feeling guilty for overspending. And when you get used to having a good time without spending money, the possibilities are endless. 

The post 75 Ways To Beat Boredom That Won’t Cost You a Dime appeared first on The Branded Daily Digest.

Visit the Library

Visiting your local library is an excellent way to have fun for free. Of course, it’s one of the most frugal ways to pass the time, but you can also bring some great books home and continue the free fun.

A big benefit of visiting the library is that it’s an excellent place for your kids to practice independence and responsibility. They can choose their own books, take them home, and remember to return them later. In addition, many libraries have storytimes where they can interact with other children and parents in a safe environment.

For adults, the library is a great place to read, study or learn a new language (for example). It also has quiet study spaces where you can sit and focus on your work in peace. You can also sign up for free classes to learn a new skill or explore a career field. In addition, many libraries have book clubs where you can make new friends.

Watch a Movie

Seeing a movie doesn’t have to kill your budget. Today, most movies are available online to stream from home. And many of them are totally free. We know this is an obvious fun free thing to do, but hear us out. 

Watching a movie can help you unwind. Studies show that watching feel-good flicks can lower your stress hormone levels and reduce your blood pressure. Watching a good film can be a great way to release those emotions if you feel lonely or surrounded by negative thoughts. You might find yourself laughing out loud at a funny moment, or you may even see the light at the end of the tunnel as you watch the characters overcome their challenges.

Make it an event with special lighting, popcorn, and warm blankets. Put on your coziest clothes and get comfortable. Plan for it ahead of time and make it a cool thing to look forward to.

Take a Walk (Or Hike)

If you’re feeling bored or just want to take a break from the computer screen, taking a walk is a great way to get a little exercise. Not only is it free, but walking comes with a host of health benefits. It improves your cardiovascular system, strengthens your bones and muscles, and builds endurance. According to wellness experts, it also boosts your mood, helps you sleep better, and keeps your immune system in check.

You can walk through your own neighborhood or even visit a part of your town or city and explore the sites on foot. If you feel more ambitious, head to the nearest trail system. Just Google “trails near me,” and you’ll get many ideas for fantastic walking (or hiking) paths. From city trails to state parks, free fun in nature and exercise await. Even if you don’t want to leave your yard, you can still take a walk. Just walking around your yard or property a few times can give you a fresh perspective and make a big difference in your mood. And… it’s free.

Volunteer

Volunteering is a terrific free activity. From helping at the local soup kitchen to shelving books at the town library, there are many ways to spend your time giving to others. There are some tremendous benefits of volunteer work, including:

• Relevant job experience
• Better resume
• Improved health 
• Broadened horizons
• New friends
• Feeling of well-being
• Sense of accomplishment

To find ways and places to volunteer, check out VolunteerMatch.org. This website helps you connect with people and local groups needing assistance. Many cities and counties also have volunteer centers to help you discover such opportunities. Volunteering is also an excellent free activity for kids, and it teaches them the value of giving back to their communities. 

Visit Historical Sites

Visiting local historical sites can be a great experience that won’t kill your budget. They’re great places to learn about your area’s history and gain insight into our nation’s past. It’s also a fun way to spend the day! 

Many local historic sites are free to visit. From government-grant museums to parks and memorials, do a Google search and choose one (or two) within your area. You could even pack a picnic lunch and make a road trip out of it by selecting a site a bit further away. If you want to visit a museum, there are many chances to get free entrance. Here are some ideas:

• Visit a grant-funded museum that takes donations but does not charge admission. 
• Look for monthly or annual free admission days.
• Check with your local library to see if you can reserve free passes.

Camp in the Backyard

Camping in the backyard provides a fun, free excursion in warmer weather. Whether you have kids or it’s just you and a friend, staying outside for the night in your own yard can be just as fun as camping away from home. And if you factor in convenience (like a bathroom), it can be even better. The best part? No fuel costs to get there and no overnight camping fees at all.

Set up your tent and make it super cozy. After all, you don’t have to pack the car, so you aren’t limited to how much you can bring. Throw in all the blankets and pillows that you desire. Want a lamp in there to make it homey? Go ahead, and plug an extension cord into your house. Then, cook dinner over your firepit (or grill) without concern about cleanup. Just run those dirty dishes inside and deal with them tomorrow.

Make a Time Capsule

Another fun and free activity is making a time capsule. A time capsule is simply a sealed container full of items meant to be discovered later, either by yourself or another person. You can make them as elaborate as you want; they are a great way to preserve your thoughts, hopes, dreams, and feelings.

To make your time capsule, find items from the present. For example, look for things that will be interesting a few years from now. These can include newspaper clippings, diary entries, DVDs, magazines, etc. Put them in an airtight and waterproof container. Choose an opening date and bury your time capsule in a place you can return to. Making a time capsule is a great free activity for all ages, so the whole family can enjoy it. 

*Tip – When putting your time capsule together, choosing items that will hold up to the environment and withstand the rigors of storage is essential. Avoid things that can corrode, break, or leak, such as food, drinks, liquids, batteries, etc.

Closing Thoughts

You don’t have to kill your budget to have fun. While these ideas can give you days of free and fun activities, the possibilities are endless. And once you get used to enjoying life without spending a lot of money, you will be surprised at how easy it is (and how much your bank account grows). If you are looking for more activities that don’t cost much, check out our post on Fun & Cheap Family Activities to Do on a Budget!

The post Six Fun and Free Things To Do That Won’t Kill Your Budget appeared first on The Branded Daily Digest.

The books on this list are for a variety of age groups, so your child can begin talking with you about good money practices regardless of where they are at in their development. So, if you are ready to raise financially literate children, keep reading!

Why Is It Important for Kids to Learn About Money?

Kids need to learn about money for the same reasons adults need to learn about money. While kids might not have access to the same amounts of money adults do, many kids still work as they become teenagers or get an allowance from their parents. 

Teaching your kids about money at an early age will help them become better with their money as adults. If you give them the early skills to succeed financially, they will likely have fewer financial struggles and will feel more confident about their finances. 

Many people think kids just won’t understand finances. And to an extent, that’s partially true. But no matter how small they are, they can begin to understand that the things they enjoy have a price tag. It’s never too early to start teaching your kids about the value of a dollar!

1. Kyng & Kyren’s Generational Wealth Building Activity Book by Kyren Gibson

Kyren Gibson knew that when he had his son Kyng, it would change his life completely. He wanted to provide his son with all the financial literacy tools he needed to succeed, so he wrote this activity book about building generational wealth and a legacy. This book is excellent for younger children as it is fun, engaging, and entertaining, with loads of activities. 

2. Investing for Kids: How to Save, Invest and Grow Money by Dylin Redling and Allison Tom

Investing is one of the best ways to be money-savvy, and one of the most essential parts about investing is that the earlier you do it, the more money you’ll have. For this reason, it’s imperative to educate children about investing so they can start as early as possible. This book is for kids aged 8-12 and provides them with a basic understanding of investments and savings plans. 

3. How to Turn $100 into $1,000,000: Earn! Save! Invest! by James McKenna, Jeannine Glista

For older kids aged 10 through 12, this book about saving, earning, and investing your money helps them set financial goals and even learn how to start a business. Another emphasis within this book is teaching kids how to think like a millionaire (not spend like one)! The graphics and layout of this book are incredibly fun and engaging. And there are several stories of millionaires that will inspire kids. 

4. Finance 101 for Kids: Money Lessons Children Cannot Afford to Miss by Walter Andal

When Walter Andal wrote this book, he did so out of frustration that there needed to be more kid-friendly resources for his children to learn about finance. This book teaches kids about the most solid foundations of finance, providing them with an understanding of how our money system actually works and how they should handle money themselves. Additionally, the book teaches kids the importance of giving back to their community once they do have money. 

5. Kid’s Activity Book on Money and Finance: Teach Children About Saving, Borrowing, and Planning for the Future—40+ Quizzes, Puzzles, and Activities by Allan Kunigis

Activity books are especially great for younger kids and kids who might not have the motivation to read just yet. Activity books like these are filled with puzzles, quizzes, and other interactive pages. While it may not be as in-depth as some other books surrounding finance, Kid’s Activity Book on Money and Finance does provide kids with a foundational understanding of money. And it encourages them to explore questions about money. Through things like crossword puzzles and word searches, kids can gain a solid understanding of financial literacy.

6. Investing for Teens: How To Invest and Grow Your Money! By Alex Higgs

This book is geared toward older kids, primarily ages 13 to 18 years old. These years are when kids really start to want to understand money, and they may even have jobs of their own at this point. That being said, understanding investing and how they can grow their money at an early age can be vital for them as they move into college or the workforce. This step-by-step guide has multiple chapters that help them learn how to grow and manage their money. 

7. Money Ninja: A Children’s Book About Saving, Investing, and Donating (Ninja Life Hacks) by Mary Nhin

Money Ninja is a fun book that’s part of a larger book series titled “Ninja Life Hacks,” which are aimed at kids ages of 3 to eleven. The adorable character teaches kids about different essential life skills alongside fun and colorful graphics and relatable characters. This book is excellent to read to your toddlers or older kids to help them get engaged with money and lay the foundational understanding for financial literacy in the future. 

8. A Smart Girl’s Guide: Money (Revised): How to Make It, Save It, and Spend It (Smart Girl’s Guides) by Nancy Holyoke and Brigette Barrager

This book is written from the perspective of a young girl and is perfect to read to or give to your daughters to help them start feeling empowered surrounding money. The authors teach girls about financial literacy and money management in this book, which is filled with topics that prompt them to stay thinking and ask questions. This book is perfect for middle school girls as it’s full of information as well as activities like quizzes. 

9. Heads Up Money by Marcus Weeks

This book is also geared toward older kids, specifically those in grades five through twelve. This book covers more complex financial topics and helps children and teens navigate the more complicated questions about money, such as “What is inflation?” or “How do I save for retirement?” Supply and demand and market trends are also topics that are covered in this advanced book. 

10. I Want More Pizza: Real World Money Skills For High School, College, And Beyond by Steve Burkholder

This book is short and to the point, so it’s great for teenagers who aren’t very interested in reading. Using a “pizza model,” the barriers to learning about financial literacy are broken down, allowing kids to manage their money effectively. This book is even great for college kids, as it teaches them how to save, spend, and set goals even into their adulthood.

Raise Financially Literate Kids

Helping kids learn about finances early in their lives will set them up for success down the line. By getting them interested in money early, you can help them create good habits and avoid looking at money in an unhealthy way. No matter what age your child is, there is truly no better time to start than now when considering teaching them about money management.

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